03
Aug
Preface The loans that are especially convenient with poor credit are secure, co-signed, and joint. A secured loan calls for collateral, such as a car or savings account, which the lender may seize if you are unable to make payments. You must include a co-applicant with greater income and credit than you if the loan is co-signed or shared. In fact, if you have poor credit, be ready to make concessions when it comes to the loan’s requirements. However, getting a private loan with a high APR—may help you improve your credit score and better control your spending patterns if…