It is usually from a million euros of financial assets that we talk about wealth management. Asset management institutions offer high-level financial, legal and tax expertise to their clients, many of whom are business leaders.

Whether via an independent wealth management advisor (IFA), a multifamily officer, a specialized department of a network bank or a traditional private bank, it is generally from one million euros of assets that we talk about wealth management. With the universal asset management tokyo review you can have the best deal now.

How to find a wealth management advisor?

The level of service and advice that can be expected from its intermediary is logically high. Asset management institutions offer high-level financial, legal and tax expertise to their clients, many of whom are business leaders.

For this, they work in close collaboration with numerous experts: tax specialists, heritage engineers, accountants, notaries, art wealth management advisors, money managers. There comes the universal asset management tokyo japan now.

In the heritage approach that can be expected from a quality council, it is necessary to separate the tax exemption which is only the consequence of the sale of a financial or real estate product and the tax optimization which is a notion much more refined and relevant corresponding to the optimization of the mode of holding a client’s assets.

Tax optimization at the heart of wealth management

  • Should we privilege the ownership of a property alone or in joint ownership?
  • In full ownership or dismemberment? 
  • Live or in an SCI?

So many choices that require quality support and that go far beyond the concept of selling a product. As you can see, tax optimization is at the heart of wealth management. This is all the more important when, as currently, the nominal returns are excessively low and the tax burden is high. Preserving the wealth of wealthy clients is already a major mission. In case of the universal asset management this is important now.

For the record, the highest marginal tranche of the new IFI (formerly ISF) is 1.5% while the OAT of France, now displays a negative return on a maturity of 10 years.

Traditional management of your heritage asset is not enough anymore. An efficient management of your liabilities, which consists of reducing the tax burden and optimizing your loans, becomes essential.

Personalized mandate management (also known as asset management) is also a central focus of wealth management

Although it is offered by most intermediaries, it is very often industrialized (managed or profiled management ) and it is difficult, if not impossible, to get in touch with the manager of his portfolio. Some institutions also offer a recommended management that allows you to benefit from expert advice while keeping control of the final decision. Finally, an international presence is essential, as customers are increasingly mobile.