Did you know there are different type of ATV insurance in Maine? If you’re insuring your ATV, you want to make sure you have the type of coverage that you need. Read on to learn about the different types of coverage and what they mean.
– Comprehensive Coverage: This type of coverage is an optional part of any insurance policy, and it’s important to consider adding this to your insurance package. Comprehensive coverage will protect you in case of theft, fire damage, vandalism, or damage due to severe weather. While it’s easy to think these things will never happen, it may be worth purchasing comprehensive coverage for your own peace of mind.
– Collision Coverage: This coverage pays for repairs that may be needed after your ATV is in an accident. This covers any sort of collision, including another ATV, another vehicle, or a stationary object.
– Liability Coverage: This covers property damage and bodily injury in the event that you cause an accident while riding your ATV. This type of coverage also keeps you safe if you get sued.
– Underinsured/ uninsured motorist coverage: This covers your costs in the event that another motorist causes an accident involving your ATV and the rider does not have enough insurance to cover the damage.
All of the different types of insurance can make choosing a policy feel overwhelming. When you’re insuring your ATV, be sure to work with an insurance agent who you trust. If you’re ready to consider a new ATV insurance Maine policy, an agent at Allen Insurance And Financial can help you find a policy that fits your budget and your needs.